Post Office Scheme 2026: The claim is everywhere: invest just ₹565 and walk away with ₹10 lakh through a Post Office scheme. For people struggling with rising costs and limited savings, this sounds like financial magic. But on the ground, this claim has caused more confusion than benefit. Let’s break down what this figure actually … Read more
New HDFC FD Plan: Fixed deposits are making a quiet comeback, and HDFC Bank’s 21-month FD plan is one of the reasons why. At a time when markets feel unpredictable, this deposit option promises stable, guaranteed returns without stress. If you have a lump sum lying idle and want it to grow safely, this plan … Read more
Senior Citizens Welfare Plan 2026: The discussion around the Senior Citizens Welfare Plan 2026 is gaining momentum as rising living costs continue to worry elderly citizens and their families. This proposed plan aims to offer stronger financial stability along with day-to-day support that goes beyond just a pension. If implemented as expected, the scheme could … Read more
CIBIL Score Update 2026: A CIBIL score plays a crucial role in shaping your financial future. Whether you apply for a personal loan, home loan, or even a credit card, this three-digit number strongly influences the lender’s decision. It reflects your credit discipline, repayment history, outstanding debts, and overall borrowing behavior. In recent years, India’s … Read more
Budget 2026: On paper, Section 87A looks generous. Headlines talk about “zero tax” up to certain income limits and expanded rebates under the new tax regime. But for taxpayers who earn even modest capital gains, this rebate often turns out to be irrelevant or misleading. This is exactly why the Bombay Chamber of Commerce and … Read more
EPS Pension Hike 2026: Good news for retirees! The Employees’ Pension Scheme (EPS) 2026 may provide a minimum pension of ₹7,500 per month starting January. This could benefit millions of EPS subscribers across India, offering a significant boost to their retirement income. Overview of the EPS Pension Hike 2026 EPS is a government-backed pension scheme … Read more
SBI Fixed Deposit and Recurring Deposit Interest Rates: Looking to grow your savings in 2026? You might be considering options like Fixed Deposits (FDs) and Recurring Deposits (RDs) offered by the State Bank of India (SBI). These two investment avenues are popular for their reliability and steady returns. But how much can you actually earn … Read more
SIP of ₹20000–40000 a month: Most articles on SIPs make ₹1 crore sound routine set an auto-debit, forget about it, and wake up rich. That’s not how it plays out on the ground. I’ve seen enough real portfolios, missed mandates, panic exits, and paperwork messes to say this clearly: reaching ₹1 crore via SIP is … Read more