Shubham

Gratuity Cut Case: A recent High Court judgment has drawn widespread attention after it upheld an employer’s decision to deduct ₹10 lakh from an employee’s gratuity. The ruling is important because it clarifies when and how gratuity can be withheld or reduced, even after an employee has retired. Many employees believe gratuity is an untouchable … Read more

CIBIL Score Update: In 2026, India’s credit system is set to witness an important shift with the Reserve Bank of India introducing new rules related to CIBIL score updates. These changes aim to make credit reporting faster, more transparent, and more aligned with a borrower’s real financial behaviour. For individuals planning to take personal loans, … Read more

New Home Loan Subsidy: Home ownership continues to be a major life goal for millions of Indians, but rising property prices and high interest rates often make it difficult. To ease this burden, the Home Loan Subsidy 2026 offers eligible borrowers an interest benefit of up to 4 percent. This support aims to make housing … Read more

SBI Fixed Deposit and Recurring Deposit Interest Rates: Fixed deposits (FDs) and recurring deposits (RDs) continue to be among the most popular investment choices for Indian savers who want safety and steady returns. The State Bank of India, being the largest public sector bank in the country, remains a preferred option because of its trustworthiness, … Read more

New PF and NPS Withdrawal Rules: Provident Fund (PF) and National Pension System (NPS) are two of the most important long-term savings tools for salaried individuals in India. Over the years, the government has updated withdrawal rules to ensure financial discipline while still allowing flexibility during emergencies. Recently introduced and revised rules have made it … Read more

Minimum Wages Increased 1.5x: The recent decision to increase minimum wages by 1.5 times has brought significant attention across the country, especially among workers employed in low- and middle-income sectors. This move is being seen as a major step toward improving income security, reducing wage inequality, and helping workers cope with rising living costs. The … Read more

Retirement Age Increased: A recent court order increasing the retirement age has created widespread discussion among employees, employers, and policymakers. For many workers, retirement age is not just a number; it defines career planning, financial security, and personal life goals. When a court steps in and orders a change, the impact is immediate and far-reaching. … Read more

50% DA Approved: A major relief has arrived for government employees as Dearness Allowance has officially touched the 50% mark, leading to a significant jump in monthly salaries. This move is being seen as a strong response to rising inflation and increasing household expenses. For lakhs of central government employees and pensioners, the approval of … Read more

Aadhaar-PAN Misuse: Losing your smartphone is no longer just about losing a device. In today’s digital India, your phone is the key to your bank accounts, UPI apps, Aadhaar-linked services, PAN details, emails, and social media. If the phone falls into the wrong hands, the risk of financial fraud and identity misuse increases rapidly. Acting … Read more

The beginning of 2026 could bring welcome financial relief for millions of central government employees and pensioners, as expectations build around a 4 percent increase in Dearness Allowance (DA) effective from January 1, 2026. With inflation continuing to affect household budgets and daily expenses, a higher DA is being viewed as a significant support measure. … Read more